Why use a mortgage broker instead of a bank?

We know you want the best possible rate and that you want to hold on to as much money as you can. So why use a mortgage broker when you could just walk into your bank and get a loan there? There are two reasons:

1. A broker can search a large number of funding sources - hundreds of banks as well as private lenders -- to find you the best rate you can qualify for. Your bank can only offer you what they have, and nothing else. If you want to find out if your bank is giving you the best terms, you don't ask the bank...you ask a broker.
   
   
2. Better service. Bankers are on salary and are only available during business hours. You can reach your broker after hours, on weekends...whenever. A broker doesn't get paid until the deal closes, so he has the motivation to take excellent care of the client...you! You have nothing to lose except money and bad service.

We have been a Florida Licensed Mortgage Brokerage Business since 2001

We underwrite our own loans through an Automated Underwriting System (AUS) called Desktop Originator. Through our new affiliated business, American Real Estate Advisors, LLC, we have been able to expand our loan service are to the entire United States. Through our own licensing and our affiliate relationship, we currently are able to offer the following types of home loans.

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